uob individual banking
uob individual banking
Blog Article
UOB Lender gives a variety of private banking providers intended to meet the fiscal needs of individuals. Underneath is an intensive overview that may help you understand The main element areas and offerings.
Varieties of Accounts
Discounts Account: This account enables you to save cash though earning desire.
Features: Easy access, interest earnings, minimum charges.
Positive aspects: Safe and sound spot for your cash, probable expansion as a result of desire.
Present-day Account: Perfect for each day transactions and taking care of charges.
Capabilities: Checkbook facility, overdraft defense.
Positive aspects: Practical for regular payments and withdrawals.
Fixed Deposit Account: For people wanting to get paid better curiosity prices over a hard and fast period of time.
Functions: Fixed time period deposits, increased curiosity fees as compared to personal savings accounts.
Rewards: Protected financial commitment alternative with predictable returns.
Financial loans
Personalized Financial loans: Unsecured loans that could be used for many reasons like education or property renovation.
Types:
Installment Loans
Credit history Lines
Positive aspects: Adaptable repayment terms, competitive desire prices.
Property Financial loans: Tailored alternatives for purchasing house or refinancing present home loans.
Kinds:
Mounted Level House Bank loan
Floating Level House Bank loan
Added benefits: Different ideas to match particular person needs, appealing charges.
Charge cards
UOB presents An array of bank cards catering to distinctive existence and spending routines:
Rewards Cards: Earn points on every buy which can be redeemed for items or vacation miles.
Cashback Cards: Get income rebates on each day shelling out for example groceries and dining out.
Travel Playing cards: Distinctive Added benefits like air miles accumulation and journey insurance policies coverage.
Investment decision Providers
For individuals serious about escalating their wealth via investments:
Device Trusts * Diversified portfolio managed by industry experts. * Appropriate for website lengthy-time period expansion objectives.
Structured Deposits * Brings together the characteristics of conventional deposits with investment solutions. * Probably higher returns but with a few risk included.
Insurance policy Products
To safeguard your self and Your loved ones against unforeseen situations:
Everyday living Insurance policy * Supplies fiscal security in the event of Demise or significant health issues. * Could also serve as a discounts Software dependant upon the plan picked.
Wellness Insurance * Addresses professional medical costs like hospitalization expenditures. * Important for mitigating high Health care costs.
Digital Banking Providers
Usefulness at your fingertips by electronic platforms:
Online Banking
Helps you to manage your finances on line:
See account balances and transaction background
Transfer funds in between accounts or spend expenses
Apply for new products (financial loans/charge cards)
Mobile Banking
Banking on-the-go via cell applications:
Rapid stability checks
Cell payment solutions (QR code payments)
Notifications & alerts about account action
With these comprehensive choices, UOB aims to supply personalized banking solutions that cater precisely to specific needs whilst making sure usefulness and safety in all transactions.